Toyota Finance Center

Toyota of Gastonia Buy Here Pay Here Auto Loans

When it’s time to buy a new Toyota, we can help make it easier. At Toyota of Gastonia, “The Difference” now includes our very own Buy Here, Pay Here Auto Loans Program. We want to help people get behind the wheel of a new or used Toyota for a price they can afford and become the premier buy here pay here auto dealer in the Charlotte, NC area.

Through the Toyota of Gastonia Buy Here Pay Here Auto Loans Program we’re able to offer a minimum down payment on almost every new or pre-owned car, truck or SUV in our inventory. That’s not all, we offer low monthly payment programs. When you buy from us, and pay through us, it affords us the opportunity to lower your payments to amounts you might not have thought possible, especially if you happen to be one of millions of Americans with a low credit score.

Why are we so confident you’ll love the Toyota of Gastonia Buy Here Pay Here Auto Loans Program? Because we approve approximately 99% of the customers who apply. It doesn’t matter to us if you’re a recent graduate or just have a lack of credit history. We’re happy to work with customers in the subprime credit category.

If you’re in the subprime credit category, hopefully this page reassures you that you can become the proud owner of that new 2019 Toyota Camry, 2019 Toyota Rav4, pre-owned Toyota Tacoma or whatever car you’ve had your eye on. You find a vehicle in our new or pre-owned inventory, there’s a great chance we can work with you through our Buy Here Pay Here Auto Loans Program to get you it at an affordable rate!

The way we look at it, purchasing a vehicle when you’re in the subprime credit category is an investment in yourself and your independence. Maybe you need a car to get to work or to travel for a better job than the one you have. We’re here to help you make that investment in yourself. Contact us to be put in touch with a sales rep who will match you to the best vehicle on our lot for you.

Just think, now Toyota of Gastonia can offer all the advantages of Buy Here Pay Here Auto Loans used car lots, with the inventory of new and used Toyota you really want, a quality service center that stands by you long after the purchase and great employees that make the Toyota of Gastonia experience one of a kind.


** Prices include all possible dealer and factory rebates and incentives. College Graduate and Military rebates are not included. Please call internet department for details. Dealer Fee is $699.